Made in Australia

Virtual corporate cards and expense management all in one place

Trusted by Australia's fastest growing businesses

Marketplace

The all-in-one spend management tool that streamlines your expenses

Instantly issue virtual corporate cards

Issue unlimited virtual corporate cards in seconds and eliminate the need for staff reimbursements and credit card sharing. All without the paperwork.

Control spending before it happens

Create spending rules to restrict merchants and transaction amounts. Budgets and a real-time transaction feed ensure that you always know where and why business expenses are occurring.

Automate your expense management

DiviPay automatically captures merchant data, GST, and GL codes from each transaction, saving your staff hours of expense reporting each week.

Set spending rules with budgets

Create budgets to set spending rules for your staff and ensure payments can only be made if they are within the company's expense policy.

Issue virtual corporate cards

Instantly issue team members with their own virtual corporate card.

Pay with your phone

Use our mobile app to access your virtual corporate card, pay instore and online, and snap photos of your receipts.

Automate expense management

DiviPay automatically captures merchant info, GST and expense category, and exports all expense data into your accounting software.

Pay with your phone

Built for and trusted by

CFOs

Jasmine LeeChief Financial Officer, ReinventureDiviPay solved the highly clunky and inefficient process of getting corporate cards issued for employees. DiviPay is easy to use, has a quick response time for customer service queries and comes with a seamless integration with Xero.

Damien WilliamsFinance Director, MediPassMaking business payments and expense reporting a single, auto-populated, low-friction event at the time of purchase is a big step forward for increasing compliance with our card users. With DiviPay I have a central control hub to instantly issue cards, cancel cards or change limits 24x7 which is a game changer.

Michelle ByrnesBookkeeper, EstimateOneDiviPay resolved quite a few problems we had in our workspace - we had more than 20 staff sharing one credit card so the switch to virtual credit cards was well received. The app is super easy to use and understand.

Simon ZaikoDirector, JDZ SolarDiviPay has enabled us to grow in a way that is not possible with traditional credit cards. As a new Company with limited cash, it has allowed us to dynamically assign funds to employees, as required to purchase parts and cover expenses. New starters or contractors can be issued a virtual corporate card in minutes, it is also super easy to re-assign or cut-off funds to suit the operational needs of the business.

Andrew HaynesNational Finance Manager, C3 PeopleHaving corporate cards issued to team members was such a long & tiresome process before... not to mention the number of paper forms we had to fill out.... and trying to track down the signatories is nearly impossible when you are working with a remote & distributed team. Divipay has turned what was a real pain... into a great experience. Keep up the good work Divipay!

Kaia KaldojaHead of Bookkeeping, BlueRockDivipay is something we are trying to get all our clients setup with who are using corporate cards, some of the reasons are it’s easy to use for staff - we are now receiving 90% of the receipts for our reconciliation purposes and Divipay’s automated feed provides real time information on all expenditure.

Mark PeardHead of Market Development & Partnerships, XeroDiviPay made it easy to issue a unique virtual payment card loaded with an end of year bonus to every employee in Australia.

From a single platform, we’ve been able to instantly issue more than 800 cards across the country and set a card limit for each employee to spend against.

Financial Security

DiviPay has been designed from the ground up to keep you safe

256 bit data encryption

We use 256 bit encryption to protect the information that you entrust us with and store it within highly secure AWS data centres located in Australia.

Continuous fraud prevention

We use the latest fraud detection and AI technology to analyse user behaviour and immediately block any suspicious activity.

PCI-DSS certified providers

Your payment details are tokenised and securely stored with our PCI-DSS certified banking partner.

Replace at-risk cards instantly

If you're worried a virtual card has been compromised you can delete it and instantly replace it with a new one.

Zero Liability Protection

You will not be held responsible for unauthorised transactions and we will seek to reverse the transaction under Mastercard’s Zero Liability Protection scheme.

Secure funds storage

Funds are securely held in trust at an Authorised Deposit Taking Institution (ADI).

Everything you need to streamline and control spending

Instant virtual corporate cards

Card controls and budgeting

Real time transaction feed

Automated expense management

Powerful accounting integrations

Track & Manage recurring subscriptions

Works seamlessly with all accounting software

Integrate in a few clicks, watch as transactions and receipts are automatically imported in real-time.

Ready to issue your first virtual corporate card?

No paperwork, issue first card in minutes, cancel any time

customerservice@divipay.com

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This material is general information only and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement (PDS) relating to this product before making any decision. This product is available only to Australian businesses and residents. Terms and conditions and fees and charges will apply to use of the Divipay Card. The Divipay Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Ltd ABN 30 131 436 532 AFSL 404131. Divipay Pty Ltd ABN 39 617 434 607 (Authorised Representative number 1269625) is involved in the promotion and distribution of the Divipay Card and is a Corporate Authorised Representative of EML Payment Solutions Ltd ABN 30 131 436 532. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated