Best Payment Innovation 2021
Best Payment Innovation 2021

All-in-one virtual corporate cards and expense management

Award-winning spend management technology that gives you real-time visibility and full control of business spending.

DiviPay - All-in-one spend management solution for small businesses.

Trusted by Australia's fastest growing businesses

Michael Hill
C3 People
We are Social
Uniting Agewell
Rated 5 stars on the Xero marketplace

The all-in-one spend management tool that streamlines your business expenses

Issue unlimited virtual corporate cards in seconds

Instantly issue virtual corporate cards

Issue unlimited virtual corporate cards in seconds, reduce the need for staff reimbursements and eliminate credit card sharing. All without the paperwork!

Control company spending before it happens

Create spending rules on your virtual company expense cards to restrict merchants and transaction amounts. Budgets and a real-time transaction feed ensure that you always know where and why business expenses are occurring.

Control spending before it happens
Mobile transaction

Automate your expense management

DiviPay automatically captures merchant data, GST, and GL codes from each transaction, saving your staff hours of business expense tracking and reporting each week.

How It Works


Set spending rules with budgets

Create budgets to set spending rules for your staff and ensure payments can only be made if they are within the company's expense policy.


Issue virtual corporate expense cards

Instantly issue team members with their own virtual corporate card.


Pay with your phone

Use our mobile app to access your virtual corporate card, pay instore and online, and snap photos of your receipts.


Automate expense management

DiviPay automatically captures merchant info, GST and expense category, and exports all expense data into your accounting software.

Pay with your phone

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Built for and trusted by

Finance Directors

Michelle Byrnes
Michelle ByrnesFinancial Controller, Estimate One

DiviPay resolved quite a few problems we had in our workspace - we had more than 20 staff sharing one credit card so the switch to virtual credit cards was well received. The app is super easy to use and understand.

Andrew Haynes
Andrew HaynesNational Finance Manager, C3 People

Having corporate cards issued to team members was such a long & tiresome process before... not to mention the number of paper forms we had to fill out.... and trying to track down the signatories is nearly impossible when you are working with a remote & distributed team. Divipay has turned what was a real pain... into a great experience. Keep up the good work Divipay!

Sarah Jennings
Sarah JenningsBanking and AR Manager, Michael Hill

We were looking for a tool that was easy to use and quick to capture expense data. With the support of DiviPay’s implementation team, we rolled out 200 virtual Mastercards in the first day and DiviPay support handled all questions as they arose.

We have saved 870 hours on expense admin every month and seen a 70% reduction in processing time

Mark Peard
Mark PeardHead of Market Development & Partnerships, Xero

DiviPay made it easy to issue a unique virtual payment card loaded with an end of year bonus to every employee in Australia.

From a single platform, we’ve been able to instantly issue more than 800 cards across the country and set a card limit for each employee to spend against.

Damien Williams
Damien WilliamsFinance Director, Medipass

Making business payments and expense reporting a single, auto-populated, low-friction event at the time of purchase is a big step forward for increasing compliance with our card users. With DiviPay I have a central control hub to instantly issue cards, cancel cards or change limits 24x7 which is a game changer.

Kaia Kaldoja
Kaia KaldojaHead of Bookkeeping, BlueRock

Divipay is something we are trying to get all our clients setup with who are using corporate cards, some of the reasons are it’s easy to use for staff - we are now receiving 90% of the receipts for our reconciliation purposes and Divipay’s automated feed provides real time information on all expenditure.

Simon Zaiko
Simon ZaikoDirector, JDZ Solar

DiviPay has enabled us to grow in a way that is not possible with traditional credit cards. As a new Company with limited cash, it has allowed us to dynamically assign funds to employees, as required to purchase parts and cover expenses. New starters or contractors can be issued a virtual corporate card in minutes, it is also super easy to re-assign or cut-off funds to suit the operational needs of the business.

Jasmine Lee
Jasmine LeeChief Financial Officer, Reinventure

DiviPay solved the highly clunky and inefficient process of getting corporate cards issued for employees. DiviPay is easy to use, has a quick response time for customer service queries and comes with a seamless integration with Xero.

Keval Shah
Keval ShahAccountant, Autism Association of Western Australia

Maintaining receipts and completing expense reports in Excel was an added headache for our caregivers. With DiviPay, this process is now streamlined and easy as they don’t even have to think about it. Our Caregivers are hired to take care of people in the community with Autism, not complete expense reports.

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Financial Security

DiviPay has been designed from the ground up to keep you safe

256 bit data encryption

We use 256 bit encryption to protect the information that you entrust us with and store it within highly secure AWS data centres located in Australia.

Continuous fraud prevention

We use the latest fraud detection and AI technology to analyse user behaviour and immediately block any suspicious activity.

PCI-DSS certified providers

Your payment details are tokenised and securely stored with our PCI-DSS certified banking partner.

Replace at-risk cards instantly

If you're worried a virtual card has been compromised you can delete it and instantly replace it with a new one.

Zero Liability Protection

You will not be held responsible for unauthorised transactions and we will seek to reverse the transaction under Mastercard’s Zero Liability Protection scheme.

Secure funds storage

Funds are securely held in trust at an Authorised Deposit Taking Institution (ADI).

Single Sign On (SSO)

Enforce SSO and ensure staff members securely login to DiviPay through your approved SAML and OIDC identity providers.

Session timeout

Web sessions will automatically timeout to ensure accounts on unattended or stolen devices remain secure.

Works seamlessly with all accounting software

Integrate in a few clicks, watch as transactions and receipts are automatically imported in real-time.

Myob Integration
Netsuite Integration
Quickbooks Integration
Xero Integration
Sage Integration
Microsoft Dynamics Integration
Reckon Integration

Ready to issue your business first virtual corporate card?

No paperwork, issue your first virtual card in minutes, cancel any time

DiviPay virtual corporate cards