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What is a virtual corporate card?
Virtual corporate cards work the same way plastic cards do. The only difference is, they live on your phone instead of your wallet.
Instantly issue, pause or cancel cards.
Protected by Mastercard, Apple Pay and Google Pay’s fraud systems.
Pay online or instore with your phone.
No time consuming paperwork or bank visits needed to issue cards.
Say goodbye to your traditional card problems
No paperwork or bank visits
Issue, pause or cancel cards in a couple of clicks without any paperwork or bank visits.
No card sharing
Get unlimited cards and stop tracking down who borrowed the boss’ card last.
No staff reimbursements
Stop using personal cards and eliminate financial stress and unneccesary process.
Pay online and in-store from your phone
How does the DiviPay virtual card work?
DiviPay’s virtual cards work the same way plastic cards do, the only difference is that the virtual cards live on your phone instead of your wallet. The DiviPay virtual Mastercard is a reloadable prepaid card that can be used anywhere online or in-store that Mastercard is accepted. To use your DiviPay cards you need to first have funds available in your DiviPay account.
How do I load funds into my DiviPay account?
Because DiviPay’s virtual cards work like a prepaid expense card you will need to top-up your DiviPay account balance before spending. If your bank is NPP (New Payments Platform) enabled, your transfers will be almost immediate, otherwise, any funds transferred into your account balance before 4pm will settle on the same day. Direct debited funds will take between 3-5 working days to settle in your account balance.
How do I make a payment in-store using my virtual card?
The DiviPay virtual card loads directly into your mobile wallet. To make a payment in-store simply open Apple Pay or Google Pay and hold your mobile phone over the credit card reader, like you would with your normal tap and pay physical card.
How do I make a payment online using my virtual card?
Buying things online with a DiviPay virtual card works the same as your traditional bank card. From the DiviPay app simply tap pay online to reveal the card details and then copy and paste your Card Number, Expiry Data and CVC at the check-out page.
Does DiviPay replace my corporate credit card program?
Yes, the DiviPay virtual card will replace your corporate credit card program. With DiviPay you can control your spending before it happens. Create budgets, control limits, make payments, review spending and automate reporting with DiviPay’s simple expense software.
How long does it take for funds to become available on my virtual card?
Funds will be made immediately available on every team member's virtual card the moment a payment is made unless their card limit is insufficient or there are insufficient funds in the DiviPay account balance.