DiviPay is an all-in-one spend management tool that helps Australian SMEs instantly issue virtual corporate cards, control spending and automate their expense reporting. DiviPay comes with everything you'll need to streamline and control company spending.

In our easy-to-use web and mobile app you'll find instant virtual corporate cards, card controls and budgeting, a real-time transaction feed, automated expense reports, powerful accounting integrations, and subscription spending management.

Yes, we offer a 14 day free-trial to help you assess if the tool is right for your business. If you are happy with DiviPay just keep using it and you will roll-over into your standard billing cycle once your free-trial is over. If DiviPay isn’t the right fit for you, just get in touch with our customer service team and we’ll help you close your account and transfer any remaining funds back to you.

Yes, the DiviPay virtual card will replace your corporate credit card program. With DiviPay you can control your spending before it happens. Create budgets, control limits, make payments, review spending and automate reporting with DiviPay’s simple expense software.

Because DiviPay’s virtual cards work like a prepaid expense card you will need to top-up your DiviPay account balance before spending. If your bank is NPP (New Payments Platform) enabled, your transfers will be almost immediate, otherwise, any funds transferred into your account balance before 4pm will settle on the same day. Direct debited funds will take between 3-5 working days to settle in your account balance.

With DiviPay you can create weekly, monthly or one-off budgets for teams, departments, projects or however you think about expenses in your business. Assigned staff members can then access the budget limit via their DiviPay virtual cards, providing you with a layer of control between your overall account balance and card holders. Once spending takes place you can track and analyse budget progress from a simple overview.

DiviPay rewards give you a real monetary value that you can use to save on popular tools and services that you already use in the day to day running of your business. Unlike your credit card points you are not rewarded based on spending volume, instead you will get access immediately after signing up to DiviPay to take advantage of the full suite of rewards on offer.