Card controls and budgeting
Card controls and budgeting

Control spending before it happens. Stay on-budget.

Trusted by Australia's fastest growing businesses

We Are Social
C3 Church Logo
Adelaide 36ers
Uniting Agewell Logo
Rated 5 stars on the Xero marketplace

Create rules that control spending before it happens

  • Create weekly, monthly or one-time-only card limits

  • Set maximum transaction size limits

  • Lock cards to approved merchants

Track budgets in real-time

  • Create weekly, monthly or one-off budgets for teams, departments, projects and more.

  • Track budget progress in real-time from a simple overview.

  • Analyse historical budget progress and understand if you’re in-line with forecasts.

Manage card limits effortlessly

  • Request limit increases on-the-go via our mobile app.

  • Approve requests on-the-go or from your desk and instantly increase card limits.

  • Top-up card limits ahead of time with the click of a button.

Approve spending as it happens

  • Create seamless approval workflows that suit your processes.

  • Easily mark transactions as approved for hand-over to another department.

  • Filter and export approved transactions into a CSV for reconciliation.

FAQ Icon


How does DiviPay help me control my team's spending?

With DiviPay you can program your expense policy directly into your team’s virtual cards. You can customise spending rules per budget and lock cards to specific merchants, spending categories and amounts.

What controls can I set on the virtual cards that I issue?

With DiviPay you can program your expense policy into each card by creating weekly, monthly or one-time-only card limits, setting maximum transaction size limits and locking cards to approved merchants.

What is a budget and how does it control business expenses?

A budget is a communal limit that can be accessed by one or more people via their virtual cards. Budgets provide a layer of control between your overall account balance and your card holders as well as allowing you to control multiple cards at once. Budgets also help you track spending in a way that makes sense for your business in real time. Lots of businesses use DiviPay to track and control their operational budgets in real time. For example, you may set up a budget for each team in your business.

How do I approve business expenses using DiviPay?

DiviPay allows you to pre-approve a specific limit to be spent or approve requests for funds from your staff. Set up a budget to give your staff access to a pre-approved limit or approve your staff’s requests for funds from the web and mobile app. You will be notified via email and push notifications when requests need to be approved.

Can I set-up my own approval flow?

Yes, using “manager-only” custom fields you can re-create your current approval flow by allowing managers to review and then mark a transaction as approved before handing it off to another team for additional approval.

Do I need to approve every transaction?

No, DiviPay allows for a flexible level of control. When creating a budget you can allocate a pre-approved limit to team members for them to spend from. However, if you’d like to approve every expense this can be done by setting a $0.00 card limit for each card holder.

Corporate Cards Built For

Ops Managers

Michelle Byrne DiviPay testimonialPattern background

DiviPay provides budget expenditure control however it’s also flexible enough for me to quickly review/approve any one-off additional spending requirements made by our staff.

Michelle ByrneEstimateOne

Get in control of company spending today.

No paperwork, issue first card in minutes, cancel any time