Trusted by Australia's fastest growing businesses
DiviPay comes with everything you need to streamline spending. Load&Go doesn’t.
Real-time Transaction Feed
Mobile Receipt Capture
Automated Expense Reports
Why people choose DiviPay over Load&Go
Issue corporate cards in seconds not weeks
It takes weeks for your Load&Go cards to arrive in the mail. With DiviPay you can issue unlimited virtual corporate cards to anyone who needs one in seconds. All with just a click of a button.
Understand the whole picture with our data-rich transaction feed
Load&Go’s transaction history doesn’t show you the expense data you need to accurately review company spending. With DiviPay you’ll be able to see merchant, amount, date, staff member, GST, category, budget and more from our powerful transaction table.
Stay in control from afar with automatic top-ups
Reloading a Load&Go takes up to 48 hours for the top-up to complete. With DiviPay you can automatically top-up cards to specific amounts every week, month or year.
Collect receipts, categories, and business codes and save hours.
Managing expenses requires more than just a card. Which is why businesses that use Load&Go also need to buy expense management software. Whereas DiviPay combines cards with automated expense reporting, saving you hours of expense admin.
Corporate Cards Built For
Dealing with physical cards was slowing us down. DiviPay changed that by letting me issue staff members with a virtual corporate card instantly. I love that I can move money around the card or approve top ups instantaneously. Our cards are automatically topped up each week without any intervention. Now I’m in control of the charity’s expenses without having to think about them every day.Deanna ShimDignity Homeless Services
Access thousands of dollars of exclusive rewards
Load&Go cards do not provide any rewards. With DiviPay you get access to thousands of dollars of exclusive discounts whenever you need.
Financial SecurityDiviPay has been designed from the ground up to keep you safe
256 bit data encryption
We use 256 bit encryption to protect the information that you entrust us with and store it within highly secure AWS data centres located in Australia.
Continuous fraud prevention
We use the latest fraud detection and AI technology to analyse user behaviour and immediately block any suspicious activity.
PCI-DSS certified providers
Your payment details are tokenised and securely stored with our PCI-DSS certified banking partner.
Replace at-risk cards instantly
If you're worried a virtual card has been compromised you can delete it and instantly replace it with a new one.
Zero Liability Protection
You will not be held responsible for unauthorised transactions and we will seek to reverse the transaction under Mastercard’s Zero Liability Protection scheme.
Secure funds storage
Funds are securely held in trust at an Authorised Deposit Taking Institution (ADI).
Why should I choose DiviPay over Australia post Load&Go cards?
What is DiviPay?
Does every team member get their own virtual card?
How much does DiviPay cost?
DiviPay starts at $6 per user per month. Each plan has a different per user per month fee that is determined by the number of payments made each month and expense management features you have access to.
All plans are exclusive of GST and have a 2.99% FX conversion fee on transactions made in a foreign currency.
How much time and money does DiviPay save me on expense management?
DiviPay reduces the time you spend on expense management by up to 90% each month. Even if you only make a few transactions a month DiviPay can save you hours and thousands of dollars in time every year.
How long does it take to set up DiviPay and get started?
You can sign up to DiviPay and create your first virtual card in less than 15 minutes.
To complete sign-up, you will need to;
Provide basic information about your Business, such as your ABN and registered business address
Verify the beneficial owners of your business. A beneficial owner is anyone that owns 25% or more of the entity.