Trusted by Australia's fastest growing businesses
Marketplace
Average time it takes to issue a new card with DiviPay
Reduction in expense admin seen by businesses using DiviPay
Transaction fee for payments made in AUD
DiviPay comes with everything you need to streamline spending. Load&Go doesn’t.
| DiviPay | Load&Go | |
|---|---|---|
Prepaid Cards | ||
Virtual Cards | ||
Automatic Top-ups | ||
Top-up Requests | ||
Real-time Transaction Feed | ||
Budget Management | ||
Mobile Receipt Capture | ||
Automated Expense Reports | ||
Subscription Management |
Why people choose DiviPay over Load&Go
Issue corporate cards in seconds not weeks
It takes weeks for your Load&Go cards to arrive in the mail. With DiviPay you can issue unlimited virtual corporate cards to anyone who needs one in seconds. All with just a click of a button.
Understand the whole picture with our data-rich transaction feed
Load&Go’s transaction history doesn’t show you the expense data you need to accurately review company spending. With DiviPay you’ll be able to see merchant, amount, date, staff member, GST, category, budget and more from our powerful transaction table.
Stay in control from afar with automatic top-ups
Reloading a Load&Go takes up to 48 hours for the top-up to complete. With DiviPay you can automatically top-up cards to specific amounts every week, month or year.
Collect receipts, categories, and business codes and save hours.
Managing expenses requires more than just a card. Which is why businesses that use Load&Go also need to buy expense management software. Whereas DiviPay combines cards with automated expense reporting, saving you hours of expense admin.
Built for and trusted by
Sales Managers
Dealing with physical cards was slowing us down. DiviPay changed that by letting me issue staff members with a virtual corporate card instantly. I love that I can move money around the card or approve top ups instantaneously. Our cards are automatically topped up each week without any intervention. Now I’m in control of the charity’s expenses without having to think about them every day.
Deanna ShimDignity Homeless ServicesAccess thousands of dollars of exclusive rewards
Load&Go cards do not provide any rewards. With DiviPay you get access to thousands of dollars of exclusive discounts whenever you need.
Learn more about DiviPay Rewards
Financial Security
DiviPay has been designed from the ground up to keep you safe256 bit data encryption
We use 256 bit encryption to protect the information that you entrust us with and store it within highly secure AWS data centres located in Australia.
Continuous fraud prevention
We use the latest fraud detection and AI technology to analyse user behaviour and immediately block any suspicious activity.
PCI-DSS certified providers
Your payment details are tokenised and securely stored with our PCI-DSS certified banking partner.
Replace at-risk cards instantly
If you're worried a virtual card has been compromised you can delete it and instantly replace it with a new one.
Zero Liability Protection
You will not be held responsible for unauthorised transactions and we will seek to reverse the transaction under Mastercard’s Zero Liability Protection scheme.
Secure funds storage
Funds are securely held in trust at an Authorised Deposit Taking Institution (ADI).
Single Sign On (SSO)
Enforce SSO and ensure staff members securely login to DiviPay through your approved SAML and OIDC identity providers.
Session timeout
Web sessions will automatically timeout to ensure accounts on unattended or stolen devices remain secure.
FAQs
Why should I choose DiviPay over Australia post Load&Go cards?
With DiviPay you can instantly issue prepaid cards to your staff without having to wait for a physical card to arrive in the mail. Unlike Load&Go cards, DiviPay allows to track spending in detail with a data-rich transaction table and automatically top-up cards to specific amounts every week, month or year. Whilst automated expense reporting saves you hours of expense admin.
What is DiviPay?
DiviPay is an all-in-one virtual card and expense management tool that helps businesses instantly issue virtual cards, control spending before it happens and automate their expense reporting. Managers create budgets to set spending rules and ensure that payments can only be made if they are within the company’s expense policy. Each member of a budget is instantly issued with a virtual card that can be used for both online or in-store payments. DiviPay automatically captures merchant info, GST and expense categories for every payment and exports all expense data into your accounting software. DiviPay is used by Australia’s leading businesses to manage and control spending.
Does every team member get their own virtual card?
Yes, each team member will receive a unique virtual card once they have been added to a budget.
How much does DiviPay cost?
DiviPay starts at $6 per user per month. Each plan has a different per user per month fee that is determined by the number of payments made each month and expense management features you have access to.
All plans are exclusive of GST and have a 2.99% FX conversion fee on transactions made in a foreign currency.
How much time and money does DiviPay save me on expense management?
DiviPay reduces the time you spend on expense management by up to 90% each month. Even if you only make a few transactions a month DiviPay can save you hours and thousands of dollars in time every year.
How long does it take to set up DiviPay and get started?
You can sign up to DiviPay and create your first virtual card in less than 15 minutes.
To complete sign-up, you will need to;
- Provide basic information about your Business, such as your ABN and registered business address
- Verify the beneficial owners of your business. A beneficial owner is anyone that owns 25% or more of the entity.
Copyright © 2017 - 2021 DiviPay Pty Ltd.
ABN 39 617 434 607. All rights reserved
This material is general information only and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement (PDS) relating to this product before making any decision. This product is available only to Australian businesses and residents. Terms and conditions and fees and charges will apply to use of the Divipay Card. The Divipay Card is a prepaid, reloadable Mastercard issued by EML Payment Solutions Ltd ABN 30 131 436 532 AFSL 404131. Divipay Pty Ltd ABN 39 617 434 607 (Authorised Representative number 1269625) is involved in the promotion and distribution of the Divipay Card and is a Corporate Authorised Representative of EML Payment Solutions Ltd ABN 30 131 436 532. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. The Target Market Determination for this product can be found here.