Trusted by Australia's fastest growing businesses


Marketplace
DiviPay comes with everything you need to streamline spending. American Express doesn’t.
DiviPay | American Express | |
---|---|---|
Corporate Cards | Unlimited | Limited to 99 |
Rewards and Points | ||
Transaction Statement | ||
Real-time Card Limits | ||
Budget Management | ||
Top-up Requests | ||
Mobile Receipt Capture | ||
Automated Expense Reports | ||
Subscription Management |
Why people choose DiviPay’s corporate cards over American Express
Issue corporate cards in seconds not weeks
It takes lots of paperwork, credit checks and personal guarantees to issue a single American Express corporate card. With DiviPay you can issue virtual corporate cards in seconds. All with just a click of a button.
Issue unlimited corporate cards
Unless you’re an large corporation, American Express will only let you issue up to 99 cards. With DiviPay you can issue as many cards as you need, which means that you’ll never need to process a reimbursement or chase a card around the office again.
Set corporate card limits and review spending in real-time
When your American Express corporate card limits are running low it can take hours to request an increase. With DiviPay you can update card limits whenever you need in real-time.
Collect receipts, categories, and business codes and save hours.
Managing expenses requires more than just a card. Which is why businesses that use American Express also need to buy expense management software. Whereas DiviPay combines cards with automated expense reporting, saving you hours of expense admin.
Corporate Cards Built For
Ops Managers


Having corporate cards issued to team members was such a long & tiresome process before... not to mention the number of paper forms we had to fill out.... and trying to track down the signatories is nearly impossible when you are working with a remote & distributed team. Divipay has turned what was a real pain... into a great experience. Keep up the good work Divipay!
Andrew HaynesC3 PeopleAccess thousands of dollars of exclusive rewards
American Express only give you low-value points once you’ve spent. We give you access to thousands of dollars of exclusive discounts whenever you need.
Financial Security
DiviPay has been designed from the ground up to keep you safe256 bit data encryption
We use 256 bit encryption to protect the information that you entrust us with and store it within highly secure AWS data centres located in Australia.
Continuous fraud prevention
We use the latest fraud detection and AI technology to analyse user behaviour and immediately block any suspicious activity.
PCI-DSS certified providers
Your payment details are tokenised and securely stored with our PCI-DSS certified banking partner.
Replace at-risk cards instantly
If you're worried a virtual card has been compromised you can delete it and instantly replace it with a new one.
Zero Liability Protection
You will not be held responsible for unauthorised transactions and we will seek to reverse the transaction under Mastercard’s Zero Liability Protection scheme.
Secure funds storage
Funds are securely held in trust at an Authorised Deposit Taking Institution (ADI).
FAQs
Why should I choose DiviPay over my AMEX corporate card?
What is DiviPay?
Does every team member get their own virtual card?
How much does DiviPay cost?
DiviPay starts at $6 per user per month. Each plan has a different per user per month fee that is determined by the number of payments made each month and expense management features you have access to.
All plans are exclusive of GST and have a 2.99% FX conversion fee on transactions made in a foreign currency.
How much time and money does DiviPay save me on expense management?
DiviPay reduces the time you spend on expense management by up to 90% each month. Even if you only make a few transactions a month DiviPay can save you hours and thousands of dollars in time every year.
How long does it take to set up DiviPay and get started?
You can sign up to DiviPay and create your first virtual card in less than 15 minutes.
To complete sign-up, you will need to;
Provide basic information about your Business, such as your ABN and registered business address
Verify the beneficial owners of your business. A beneficial owner is anyone that owns 25% or more of the entity.